Management of Credit Exposure Limits
Our Client is one of the largest banks in Central and Eastern Europe, works with corporate clients including enterprises and financial organizations, and government agencies.
The bank utilized an ERP system (a SAP based application) for storage of all data on limits. The client required a system that would allow limit management options for users through other bank’s internal systems without a direct access to the ERP application.
The implementation of such system would allow to manage credit limits in real time and to decrease operational risks by embedding automated control and providing users with the necessary information to conduct transactions.
The final solution is a service that manages credit exposure limits with the data stored in an ERP application. The system receives and processes requests from other systems and their users, addresses a SAP Limits module, and returns with the result presented in a way demanded by the user. It also includes full support for the process of conducting transactions working with limits in terms of UI, business logic, integrations:
The solution is based on a BPM approach allowing a step-by-step execution of multiple processes taking into account:
The ‘Limits’ component gathers variables’ values from the SAP application following a tree structure and depicts the key limit’s components in a user’s system UI such as:
All necessary parameters as time limits, sets of requirements, utilization predictions are put in place as well.
The limits’ component for Credit Exposure Limits management